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Recently I signed-up for online Banking, I watch my transaction carefully and I’m confident that if my account is compromised, I will know soon enough to stop any damage, maybe this is false pretense on my part.

Some of the Banks in the Caribbean like ( and ) are now providing online banking to their customers, we put a great deal of trust into these sites, giving them a lot of person information.

All too often, these websites ask for a lot of trust from visitors but don’t give it in return. Recently I visited a new site that promised to “budget, plan, forecast, organize and analyze your personal finances to achieve your goals”. It sounded like the perfect site to profile for a post here at DW. After sign up, when you’re expected to enter all your personal financial information (account numbers or pins). The site had no ‘About Us’? or ‘FAQ’ page. The payment for the ‘enhanced’ service was handled through a third Party (PayPal) and even the domain was registered through Domains by Proxy (which hides the owner contact information)…I don’t think so.

Many sites use the ‘About’ or ‘FAQ’ page to talk about their hopes and dreams. That’s nice. But now tell us why we should trust you. I have done some research on Google and Yahoo, the people behind internet technology …found some ways we can safeguard our personal data. Nowadays, a https:// link isn’t enough to put anyone’s mind at ease. Going on instinct, I look for things like Truste or BBBOnline verification on the sites. Search for independent information about the company or site. Nothing is 100%, of course. But I believe that the more a site asks from me, the more steps I expect the site to take to not only protect my data, but to be transparent about the methods they are using to do so.

Before you hit that Sign Up button…..read the site security policy.

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Canadian Imperial Bank of Commerce (CM.TO: QuoteProfile , Research) is interested in further expansion in the Caribbean. The bank recently took a large chuck of  hq.

Presently, the bank  is scouting for potential acquisition opportunities in the Caribbean, as CIBC is sitting on vast amounts of excess capital for the next three years. CIBC made no indication on winch  will be the suitable (audition) Targets …….and by suitable CIBC means:

  • Hitting  the banks criteria
  • Right value point
  • Strategic rationale

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FirstCaribbean International Bank Limited announced that CIBC has purchased 599,401,230 shares of FirstCaribbean under the previously announced plans to acquire Barclays Bank’s 43.7 per cent ownership in the regional financial institution.Under its agreement with CIBC, Barclays will have the option to tender all or a portion of its remaining 66, 600,137 FirstCaribbean shares under that offer. Both CIBC and First C’bbean are committed to maintaining a strong minority ownership that they expect to grow in the future.

“We are pleased to have concluded this part of the transaction successfully. We look forward to participating in the future growth of FirstCaribbean in this dynamic region” said Gerry McCaughey. – CIBC’s President and CEO

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